Equipment Financing

We can finance almost any type of business related equipment

  • Application only up to $250,000 (no financial statements)
  • Middle market financing up to $500,0000
  • Large ticket up to $25,000,000
  • Little or No Down Payment required

Approvals for application only in 24 hours. Middle market and large ticket usually take 3-5 days. Up to 84 months to repay with excellent rates. These programs are for companies established for two years or more.

Equipment Financing Agreement (EFA)

With an Equipment Finance Agreement, equipment value is defined at the beginning of the lease; at lease termination there are no surprises, and no unanticipated tax liability

$1 Buy-out Lease

With a Capital Lease, also known as a $1 Buyout Lease, the business essentially “owns” the equipment, and holds the equipment. As with a FMV lease, a $1 Buyout Lease allows the business to secure the equipment they need without having a large upfront outlay of cash. But with a $1 Buyout the business owns the equipment at lease end. It’s a good option for equipment that you’ll need to use for a long period of time, that holds a high residual value, or that you’d like to own but are deterred by a high purchase price. At lease-end you “purchase” the equipment for $1.

Fair Market Value Lease (FMV)

An Operating Lease, or Fair Market Value Lease (FMV) allows the business to pay for equipment only during the period of use, rather than owning the equipment. It’s a good option for equipment that holds a high residual value, or for equipment that’s only needed for short-term or seasonal use. Because you only pay for the value of the usage-term, you don’t have to be concerned with holding obsolete equipment at the end of the contract. At lease-end the equipment is either returned or purchased at the fair market value rate.

Sale & Lease Back

Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program where we can use the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back to you and when all the payments are made you own the equipment again.

Startup Program

Most financial institutions will not finance companies that are just going into business. If your company has just started in business, or is in business for a short time usually less than two years, we can help you grow by financing the equipment you need to be successful.

B, C and D Credit

In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously damaged their personal credit. We have developed a “second chance” program to help these companies. We can structure your financial needs to help you rebuild your company.

Technology

Heavy Equipment

Medical Equipment

Want to learn more? Call us today at 800-819-9406 or email info@acapnet.com and we will get back to you as soon as possible.