If you are considering purchasing or refinancing a commercial or investment property and want more options and flexibility than a traditional bank, we can help. We specialize in providing commercial real estate loans ranging from $100,000 up to $50 million with unique programs for both investors and business owners.

Lite Doc Program

Competitive rates for investors and business owners who have difficulty documenting income or whose properties are more valuable than what tax returns show. For purchase, refinance and unrestricted cash-out.

Bank Rate Program

Our most competitive rates for project amounts up to $20,000,000 for the acquisition of commercial real estate, refinancing of existing debt, renovations and/or cash-out for other investment purposes.

Friendly FICO Program

Financing for business owners and investors with challenged credit. For minimum credit score starting at 600. Rates are a little higher but offer 30 year amortization to reduce monthly payments.

SBA 504 and 7a Loans

The best option for business owners looking to purchase a property with the minimum down payment possible. 504 loans offer low fixed rates up to 25 years. An SBA 7A loan can be used to purchase a commercial property and get additional funding for working capital and business acquisitions.

CMBS Loans

Non-Recourse financing for stabilized commercial properties from $2 million to $100 million with loan to value up to 75% and no restrictions on cash-out refinancing. Rates are competitive with traditional banks and fixed for 5 or 10 years.

Bridge Loans

For businesses, investors and developers that need to close quickly and/or require financing that is not available from a traditional bank at this time. Loans are short-term, typically interest only with terms of 12-24 months and can fund in as little as 10-days.

Eligible Property Types

  • Multi-family
  • Mixed-use
  • Strip Malls
  • Retail
  • Office
  • Single Family Investment
  • Light Industrial
  • Self-Storage
  • Marinas
  • Industrial
  • Warehouse
  • Auto Repair
  • Mobile Home Parks
  • Churches
  • Hospitality

Recent Transactions

$4,134,000 Purchase

Manufacturer

SBA 504 Loan

25-Year Amortization

90% Loan to Value

$2,300,000 Purchase and renovations

Dance Studio 

SBA 504 Loan 

25-Year Amortization

90% Loan to Value

$850,000 Purchase and renovations

HVAC Business

SBA 7a Loan

25 Year term

90% Loan to Value

$1,900,000 Refinance and debt consolidation

Precision Tool Shop 

SBA 7a Loan 

25 Year Term

90% Loan to Value

$1,180,000 Business Acquisition

Machine Shop 

SBA 7a Loan 

25-Year Term

90% Loan to Value

$1,400,000 Refinance

Automotive Property 

Non-Bank Commercial Mortgage 

30-Year Term 

75% Loan to Value 

$1,925,000 Refinance with cash out

Real Estate Investor

10 Property Portfolio

Bank Rate Program 

$250,000 Cash-out

$350,000 Refinance

Pet Groomer  

Refinance with cash-out

30% fixed rate 

Friendly FICO Program